Hikes credit problems occur in the largest bank group of state-owned business entities, or owned. During January 2009, state-owned bank credit problems increased Rp 2.34 billion. In fact, state-owned bank is expected to be of credit to the real sector.
Data Bank Indonesia said, the position of nominal credit problems (nonperforming loans / NPL) group of state-owned banks at the end of January 2009 so Rp 19.94 trillion. The group of private banks, increased its NPL Rp 1.5 trillion, to Rp 15.8 trillion. Group of other banks, such as the Regional Development Bank and foreign banks, increase in NPL is relatively low.
Other factors that make hikes NPL, Dradjad information, is not state-owned banks do leluasanya cutting debt principal (haircut) in the settlement of bad debts. As a result, the level of reimbursement received by the bank assets low. This does not make state-owned banks can aggressively remove the bad debts on the books in neracanya, NPL is the heap.
Meanwhile, private banks with a simple haircut can do so freely remove books bad debts.
In fact, according to Government Regulation No. 33/2006 on the Tata way of Receivables Country / Region, state-owned banks may perform haircut. However, the state-owned bankers do not dare because aturannya considered less strong.
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