BUSINESS INFORMATION - Senior Deputy Governor of Bank Indonesia Nasution Nasution said it would watch `` net interest margin (NIM / margin loan interest and interest on loans) after an agreement to fix the bank deposit interest rate plus a maximum of BI 150 basis points, or eight percent.
He said it was necessary to control a range of interest rates between loans and deposits (NIM) has not increased so that the interest rate is actually down.
He pointed out, if a bank has a deposit rates by 10 percent to 15 percent of mortgage interest or in other words NIM 5 percent, with an agreement to fix the maximum deposit interest rates 8 percent of the loan is also decreased to 13 percent.
He added, to oversee this NIM side will continue to monitor bank records from day per day, so if there are irregularities which NIM was just getting his company would immediately call her.
In the meantime, he said it would begin to watch for new deposits or was due. Because according to him, this time-deposits are deposits that are not yet due.
Meanwhile, related to the oversight of these agreements, it opened up to receive information or feedback if banks violate the agreement.
He added that this agreement exclude small banks because according to him the small banks will follow its own deposit interest reduction.
Meanwhile, to guarantee bank liquidity, repo facility extended side (pawn) from one month to three months.
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